AS IT APPEARS I CAN NOT GET ANY LEGAL HELP,CAN ANYONE ADVISE ME ON A CORRECTLY WORDED SETTLEMENT LETTER,ALSO MY DEBT BEING £19,000 WHAT IS THE SUGGESTED FIGURE TO SETTLE FOR.

-- PETER BURROWS (PEZ38BUZZ@AOL.COM), May 24, 2003

Answers

Peter,

You say that you cannot get any legal help, but have you contacted the people suggested earlier i.e. NAMV, The Mary Ward Legal Centre, Legal Services Commission etc ? You can also go to your local advice centre or CAB, have you tried? I've sent you an example of a settlement letter I've got. You could try offering between 5 & 10% of the alleged shortfall. Make sure you remember to put "Without prejudice" on the letter and state that it's an ex gratia payment, although this is already in the example I will send you.

Mark.

-- M Amos (idgroms@hotmail.com), May 26, 2003.