looking again through SArn received, the mortgage details schedule states:Your account has been debited as follows: "GUARANTEE PREMIUM...£x amount If this doesn't prove the misselling of mortgage guarantee produst... then I'm a .......... Please feel free to list your own comments. By the way, my complaint to the Financial Ombudsman is in the post(recorded!!) regards Vijay

-- vijay (cibcearly90s@aol.com), February 27, 2002