Have completed an allocation questionnaire, prior to all of this i made sure i got rid of everything i owned by basically giving them away to friends my house car literally everything as i would rather give them away to my friends than them get their hands on anything. I have not had any money for anything which i can prove but it has come to light that the solicitors in this case seem to think i still own my house & want a charging order to be put in place. Where would they have got this information from as it is very wrong. But obviously they have been looking into my personal circumstances somewhere along the line. Can they do anything about me getting rid of my assets? information needed on this please thanks jayne

-- jayne Weston (essexgirl1@aol.com), December 02, 2001

Answers

Sorry Jayne ,you cannot dispose of assetts to keep them from a creditor.That is if proceedings have started or you had notice of such.A court can even overturn the sale of a house if it judges this to be dodging creditors.

-- roger watts (rwatts.homeloans@virgin.net), December 17, 2001.

I do hope that you used a false name on here. Whilst the little bits and pieces in your home will generally be left alone (unless you have a kick-arse stereo system, 50" screen TV, DVD etc worth thousands) the court will take a very dim view of what you did. The book value of larger assets they know/knew about will be highlighted and you may/will now have to pay that amount into the OR by way of satisfaction.The transfer of title to your house for significantly less than market value/nothing once proceedings have started is illegal and you can be prosecuted. You would have to have done this through a solicitor anyway (which is unlikely to have happened openly as they would know the Law in these circumstances) and such a transaction could be overturned in a blink. They may allow you to keep your house anyway...charges can always be removed. In other words, you cut your nose off to spite your face. It rankles to your very core when this happens, I know, but in the long run it's not worth it, you'll end up paying anyway. Best of luck.

-- Too scared to say (iwasduped@yahoo.com), December 17, 2001.